info@bhattjii.com +91-9377838485

About Us

Your Trusted Financial Services Partner

At bhattji NBFC Services, we specialize in providing accessible, affordable, and transparent financial solutions tailored to individuals and businesses across India. As an RBI-registered Non-Banking Financial Company, we are committed to bridging the credit gap by offering a wide range of loan products with quick approval, minimal documentation, and flexible repayment options.

Founded with a vision to democratize access to credit, bhattji NBFC Services began its journey with a simple goal — to help individuals and businesses unlock their true financial potential. What started as a small team of dedicated financial professionals has grown into a trusted lending partner for thousands of customers across India, delivering fast and reliable financial solutions.

Over the years, we have embraced digital technologies, streamlined our lending processes, and built a culture of transparency that puts customer success at the center of everything we do. From salaried professionals to small business owners, our loans have powered dreams, fuelled growth, and provided financial security to thousands.

Today, bhattji NBFC Services stands as a symbol of reliability and trust — a team committed to providing financial solutions that not only meet immediate needs but also empower long-term financial well-being. Our story is one of vision, integrity, and a relentless drive to make credit accessible for every Indian.

Personal Loans for Every Need

Avail unsecured personal loans of up to Rs. 25 lakhs with minimal documentation and quick disbursement within 24 hours. Ideal for medical emergencies, weddings, travel, or home renovation.

Business Growth Financing

Fuel your business growth with working capital loans, term loans, and MSME financing. Flexible repayment tenures and competitive interest rates designed for small and medium enterprises.

Secure Gold Loans

Get instant loans against your gold ornaments with up to 75% of the gold value. Zero hidden charges, secure storage, and transparent valuation process with same-day disbursement.

Transparent & Fair Pricing

We ensure complete clarity in our interest rates and processing fees, with no hidden charges, so you always know the exact cost of your loan.

Expert Financial Advisory

Our team of experienced financial professionals provides personalized guidance to help you choose the right loan product that matches your financial goals.

24/7 Customer Support

We provide round-the-clock assistance through phone, email, and our portal to address your queries and ensure a smooth borrowing experience.

Fintech-Driven Future

bhattji NBFC Services – Digitally Transforming Financial Access

At bhattji NBFC Services, we don’t just follow trends — we lead with innovation. By leveraging Artificial Intelligence, automation, and the latest digital tools, we build applications that are intelligent, adaptive, and ready for the challenges of tomorrow.

  • Instant Online Approval – Apply online and get in-principle loan approval within minutes using our smart credit assessment engine.
  • Paperless Processing – Upload documents digitally with our secure document management system. No physical visits, no paperwork, no delays.
  • Flexible Repayment Options – Choose from multiple repayment tenures, EMI options, and prepayment facilities that suit your cash flow and financial planning.
AI Technology Robot

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Happy Customers

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Loans Disbursed

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Branch Offices

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Years of Trust

Why Choose Us!

Why Customers Choose bhattji NBFC Services

Customers across India trust bhattji NBFC Services because we combine financial expertise with a deep understanding of customer needs. Every loan product we offer is designed to be accessible, transparent, and flexible, ensuring long-term value for our borrowers.

  • Quick Approvals – Fast loan processing with in-principle approval within minutes and disbursement within 24 hours.
  • Minimal Documentation – Simple eligibility criteria with minimal paperwork. Apply with just your KYC documents and bank statements.
  • Competitive Interest Rates – Affordable interest rates starting from just 10.99% per annum with no hidden charges.
  • Flexible Repayment – Customizable EMI options with tenures ranging from 6 months to 60 months to suit your needs.
  • Doorstep Service – Dedicated relationship managers who visit you for document collection and provide personalized support.

At bhattji NBFC Services, we don’t just lend money — we build lasting financial partnerships rooted in trust, transparency, and mutual growth.

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Fast Loan Processing

We use smart credit assessment technology to process your loan application quickly, with approvals often within minutes and disbursement in under 24 hours.

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Personalized Loan Advice

From choosing the right loan product to repayment planning, our financial advisors provide expert guidance and support to ensure you make informed financial decisions.

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Secure & Transparent Process

All transactions are secured with bank-grade encryption. We follow RBI guidelines strictly and maintain complete transparency in interest rates, fees, and loan terms.

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Our Loan Products

Comprehensive Loan & Financial Services

Personal Loans for Every Goal

Need funds for a wedding, medical emergency, vacation, or home renovation? Our unsecured personal loans offer up to Rs. 25 lakhs with quick approval and flexible repayment options.

Loan Amount Up to Rs. 25 Lakhs

Interest Rate Starting at 10.99%

Repayment Tenure Up to 60 Months

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Business Loans for Growth & Expansion

Fuel your business growth with our customized business loans designed for MSMEs, startups, and established enterprises. Use for working capital, expansion, equipment purchase, or inventory management.

Loan Amount Up to Rs. 50 Lakhs

Native iOS & Android Apps

Cloud & API Integrations

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Instant Loans Against Your Gold

Leverage the value of your gold ornaments with our secure gold loan facility. Get up to 75% of the gold value with zero processing fees, transparent valuation, and secure storage.

Custom Web Applications

Native iOS & Android Apps

Cloud & API Integrations

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Finance Your Dream Vehicle or Home

Drive your dream car or own your dream home with our affordable vehicle and home loan options. Attractive interest rates, long repayment tenures, and quick processing with minimal documentation.

Custom Web Applications

Native iOS & Android Apps

Cloud & API Integrations

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Our Work

Our Popular Loan Products

Personal Loan

Business Loan

Gold Loan

Home Loan

Our Team

Meet Our Leadership Team

Jaydeep Bhatt

Jaydeep Bhatt

Kartik Bhatia

Kartik Bhatia

Shivam

Shivam

Testimonial

What Our Customers Say About Us

I applied for a personal loan with bhattji NBFC and the experience was incredibly smooth. The approval came within hours and the funds were in my account the next day. Their team guided me through every step with professionalism and care.

Priya Sharma

Small Business Owner, Mumbai
Getting a business loan from bhattji NBFC was the best decision for my company. Their team understood my needs perfectly and offered a customized loan solution. The interest rates were competitive and the repayment terms were very flexible.

Rajesh Patel

Restaurant Owner, Vadodara
I needed urgent funds for a family medical emergency. bhattji NBFC processed my gold loan application in record time with minimal paperwork. The valuation was fair and transparent, and I got the money the same day.

Meena Devi

Home Maker, Delhi
I have taken two loans from bhattji NBFC so far and both experiences were excellent. Their customer support is outstanding - they are always available to answer my queries and their online portal makes it easy to track my repayments.

Amit Jain

Salaried Professional, Ahmedabad

FAQ

Frequently Asked Questions About Our Loans

Find answers to the most common questions about our loan products, eligibility criteria, interest rates, and application process.

We offer a wide range of loan products including Personal Loans, Business Loans, Gold Loans, Vehicle Loans, Home Loans, and Loan Against Property. Each product is designed to meet specific financial needs with competitive interest rates.
Eligibility varies by product. Generally, you need to be an Indian resident aged 21-60 years with a steady income source. For salaried individuals, minimum monthly income of Rs. 15,000 is required. Self-employed applicants need IT returns for 1-2 years.
We pride ourselves on fast processing. In-principle approval is often provided within minutes of application submission. Once all documents are verified, funds are disbursed within 24 hours for most loan products.
Basic KYC documents (Aadhaar, PAN Card), recent bank statements (3-6 months), salary slips or IT returns, and passport-size photographs. Additional documents may be required based on the loan type and amount.
Our interest rates start from 10.99% per annum and vary based on the loan product, amount, tenure, and your credit profile. We maintain complete transparency with no hidden charges.
Yes, we allow prepayment of loans with minimal or no prepayment charges depending on the loan type. Foreclosure is also permitted after a minimum holding period, with transparent calculation of outstanding amounts. data and systems.
Yes, bhattji NBFC Services is a fully registered Non-Banking Financial Company regulated by the Reserve Bank of India. We comply with all RBI guidelines and regulations to ensure safe and transparent lending practices.
Absolutely! We have specialized business loan products for self-employed professionals, freelancers, small business owners, and MSMEs. We evaluate your business cash flow and potential rather than just traditional credit scores.
We understand that financial challenges can arise. We encourage you to contact our support team immediately if you anticipate difficulty. Late payment penalties apply as per RBI guidelines, and we work with you to find a manageable solution..
You can apply through our website by filling the online application form, calling our customer care, or visiting our nearest branch. Our team will guide you through the process from application to disbursement.
Yes, we offer doorstep service for document collection and verification across all major cities in India. Our relationship managers can visit you at your home or office at a time that is convenient for you.
We offer faster processing, minimal documentation, flexible eligibility criteria, and personalized service that traditional banks often cannot match. Our digital-first approach ensures a hassle-free borrowing experience from application to repayment.

Our Office

Nirman Soc, Vadodara, GJ +91-9377838485 info@bhattjii.com

Services

Personal Loans Business Loans Gold Loans Home Loans Loan Against Property

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